Get access to a wide range of loan products with expert guidance, hassle-free documentation, and faster approvals. We connect you with leading banks and financial institutions to ensure you receive the best financing options tailored to your requirements.
With over 20 years of leadership experience in business management and financial services, Jessiya Nassim heads the Loan Division at Namas Financial Services, helping individuals, professionals, entrepreneurs, MSMEs, and corporates secure the right financial solutions with confidence.
Leveraging a strong network of 48+ leading banks, housing finance companies, and NBFCs, she provides expert guidance across Home Loans, Business Loans, Loan Against Property (LAP), Mortgage Loans, MSME Funding, Working Capital Finance, Project Finance, Personal & Professional Loans, Construction Finance, and Balance Transfer & Top-up Loans.
Recognized for her integrity, transparency, and customer-first approach, Jessiya oversees the complete lending process—from financial assessment and lender selection to documentation, approval, and disbursement—ensuring a seamless borrowing experience.
Quick Financial Support for Your Personal Needs. Meet your personal financial requirements with unsecured personal loans for medical emergencies, education, travel, home renovation, weddings, or any unexpected expenses.
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Turn Your Dream Home into Reality. Finance the purchase, construction, renovation, or extension of your dream home with customized home loan solutions from leading financial institutions.
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Fuel Your Business Growth. Expand your business operations, purchase equipment, manage working capital, or invest in growth opportunities with flexible business loan options.
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Unlock the Value of Your Property. Leverage your residential or commercial property to obtain secured financing for business expansion, education, medical needs, or other major financial requirements.
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Drive Your Dreams Forward. Purchase a new or used car, bike, or commercial vehicle with affordable financing solutions and attractive repayment options.
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Invest in a Brighter Future. Support higher education in India or abroad with education loans that cover tuition fees, accommodation, travel, books, and related expenses.
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Instant Cash Against Your Gold. Get immediate funds by pledging your gold ornaments with quick processing, secure storage, and attractive interest rates.
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Empowering Small & Medium Businesses. Specialized financing solutions designed for Micro, Small, and Medium Enterprises to support business expansion, equipment purchase, and operational needs.
Apply NowExplore competitive interest rates on Home, Personal, Car, Business, Gold, Education, and Mortgage Loans—all in one place with expert financial assistance.
Commercial Vehicle, Used Vehicle, Business Loans, Personal Loans
Personal, Business, Consumer, SME Loans
Home, Business, MSME, LAP, Personal
Vehicle, MSME, Home, LAP
Vehicle, Tractor, Rural & Business Finance
Rural, Consumer, Business Finance
Gold, Business, Home, LAP
Personal, Business, Professional Loans
Business, Personal, Consumer, Vehicle
Business, LAP, Personal, Corporate Finance
Two-wheeler, Business, Personal Loans
Commercial Vehicle, Car, Business Finance
Personal, Business, Education, Consumer and other Loans.
Consumer and Business Financing.
Personal and Business Financing.
| Loan Type | Interest Rate (Starting From*) | Maximum Tenure | Loan Amount |
|---|---|---|---|
 Home Loan |
7.10% p.a. | Up to 30 Years | Up to ₹10 Crore+ |
 Car Loan (New) |
8.50% p.a. | Up to 7 Years | Up to 100% of Vehicle Value |
 Used Car Loan |
10.00% p.a. | Up to 5 Years | Based on Vehicle Valuation |
 Two-Wheeler Loan |
9.00% p.a. | Up to 5 Years | Up to 100% of Vehicle Value |
 Personal Loan |
10.50% p.a. | Up to 7 Years | Up to ₹50 Lakhs |
 Business Loan |
10.00% p.a. | Up to 15 Years | Up to ₹5 Crore+ |
 Loan Against Property |
8.75% p.a. | Up to 20 Years | Up to 75% of Property Value |
 Education Loan |
8.15% p.a. | Up to 15 Years | As per Course & Eligibility |
 Gold Loan
|
8.50% p.a. | Up to 3 Years | Based on Gold Value |
 Mortgage / Balance Transfer
|
7.50% p.a. | Up to 30 Years | Based on Eligibility |
The rates shown above are indicative and may vary from one applicant to another based on factors such as CIBIL score, income, employment profile, company/business classification, repayment capacity, documentation, and the lender's credit policy. Final approval, interest rates, loan amount, and tenure are solely at the discretion of the respective bank or NBFC. At Namas Finance Services, we strive to negotiate with our lending partners to secure the best possible interest rates, maximum loan eligibility, and suitable repayment tenure for each customer based on their merits and eligibility. However, the final lending decision rests entirely with the respective financial institution.
We simplify the loan process by providing expert financial consultation, transparent guidance, and access to multiple banking partners—all under one roof.
Our finance experts are ready to help you compare loan options, choose the best lender, and complete your application with ease.
One Stop. Complete Business & Financial Solutions
Helping entrepreneurs and businesses build, finance, manage, and grow successful enterprises.
+91 96331 52362
info@namasfinance.com
TC 11/1886/5 - Kavu Road Kowdiar P.O. Thiruvananthapuram
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